WHAT IS A UNSECURED PRIVATE LOAN?

Your unsecured loan can serve a variety of needs. You can use the loan amount to meet the expenses for almost anything. From a home renovation project to consolidating your debt, managing a medical emergency, to wedding expenses, you can use your loan amount for almost any planned or unplanned expense.

Unsecured loans are loans that don't require collateral. They're also referred to as signature loans because a signature is all that's needed if you meet the lender's borrowing requirements.

SPECIAL FEATURES OF UNSECURED PRIVATE LOAN
  • Instant approval, disbursal in 24 hours
  • With a quick approval process, your personal loan gets credited to your bank account in just a day* after approval.

  • Flexible repayment plans
  • Get the option to repay your personal loan over a tenor of up to 60 months.

  • Large loan amounts
  • Get a personal loan of up to Rs. 25 lakh and manage your expenses with ease.

  • 45%* lower EMIs with Flexi
  • You have the option to pay interest-only EMIs for the initial part of the tenor, giving you the chance to reduce your instalments.

  • Online account
  • Keep yourself updated with all your loan details on our customer portal –

  • Pre-approved offers
  • As an existing customer of Bajaj Finserv, you can enter your basic details on our website and check the offers you are eligible for.

HOW TO APPLY FOR AN UNSECURED PRIVATE LOAN

Applying for an unsecured loan online is quite simple. Begin by following these simple steps; you may start your application now and resume it at a later instance.

  • Click on ‘Apply Online’ to open our easy application form
  • Enter your 10-digit mobile number, and the OTP sent to you .
  • Share your basic information .
  • Check the loan amount you are eligible for and select the amount you wish to borrow .

Our representative will call and guide you on the next steps.

Existing Bajaj Finserv customers can avail of unsecured loans without applying for a personal loan. If you have availed of a product from Bajaj Finserv before, you can check your pre-approved offer and get the money you need.

Loan applicants new to Bajaj Finserv can apply for a personal loan by filling up a simple application form online. If you are looking to avail of an unsecured loan, please click on ‘Apply Online’ to begin.

FAQS ON UNSECURED PRIVATE LOAN

Your unsecured loan can serve a variety of needs. You can use the loan amount to meet the expenses for almost anything. From a home renovation project to consolidating your debt, managing a medical emergency, to wedding expenses, you can use your loan amount for almost any planned or unplanned expense.

If you have a good credit score and all your documents are in order, you can expect the unsecured loan to be credited to your bank account within 24 hours*.

*Terms and conditions apply

Yes, you can prepay your personal loan by paying a marginal fee. You can read about it .

Your credit score is one of the most critical elements when it comes to your personal loan approval. Bajaj Finserv offers a free CIBIL score check to help you ascertain your credit score.

Your credit score is one of the most critical elements when it comes to your personal loan approval. Bajaj Finserv offers a free CIBIL score check to help you ascertain your credit score.